How Long Does an ACH External Transfer Take? ACH External Transfer Times

September 22, 2022
December 13, 2023
  • Outgoing of funds – Quontic Initiated ACH External Transfer: When sending funds to an external bank account (initiated from a Quontic Bank account to another financial institution), the funds are typically available in the external account one (1) business day after the transfer is processed.
  • Incoming of funds – Quontic Initiated ACH External Transfer: When receiving funds from an external bank account to your Quontic account (initiated from a Quontic bank account), are generally available in the Quontic Bank account within three (3) business days after the transfer is processed.
  • External Transfers initiated through an external financial institution require the customer to reach out to that financial institution for timeframes