What are the check statuses?

December 12, 2023
December 14, 2023
  • Approved Status
    • Check has been approved and credited to the clients account
  • Denied Status
    • Stale Date
    • Post Date
    • No Date
    • Missing Signature on the front of the check
    • Missing Endorsement signature (back of the check)
    • No Payee Name
    • Missing Restrictive Endorsement
      • For mobile deposit at Quontic Bank only
    • Payee does NOT match the name on the account
    • Poor image quality
    • Account status
    • Suspected/confirmed counterfeit check
    • Altered check
    • Check amount over the mobile deposit limit
  • Denied Status – able to redeposit the check
    • Missing endorsement signature
    • Missing restrictive endorsement “For Mobile Deposit at Quontic Bank Only”
    • Poor image quality
    • Approval of mobile deposit limit increase
    • All other declined deposits escalate to DBO for approval – If the client can redeposit the check